Shipping Insurance Comparison · 2026

EasyPost Insurance
vs. Shipsurance

Both cover lost and damaged packages. The differences show up in cost predictability, automation, and whether insurance lives inside your shipping stack—or bolted onto it.

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$1M+
Recovered from USPS annually
90%
USPS claims approval rate
$0
Upfront cost to enroll
1%
Flat fee — no surprises

Two coverage options,
two very different stacks.

EasyPost Insurance is built into the platform you already use. Shipsurance is a separate product—with its own login, its own claims process, and its own overhead.

+ Recommended
EasyPost Insurance
Best for integrated operations

Native coverage inside EasyPost—activates at the label level, reports in one dashboard, and automates USPS claims with zero upfront cost.

  • Flat 1% fee—predictable every shipment
  • All 100+ EasyPost carriers covered
  • USPS claims filed automatically via Guard
  • Coverage, claims, and tracking in one dashboard
  • Up to $5K coverage ($15K with approval)
Shipsurance
Best for standalone coverage

A separate shipping insurance platform with discounted coverage for major carriers. Requires its own login and a manual claims process.

  • Covers FedEx, UPS, USPS, DHL, Canada Post
  • Inbound and outbound coverage
  • Variable rates by carrier, volume, and history
  • Separate platform and Management Center login
  • Manual claims via form, fax, or mail

The full breakdown

Every dimension that affects your cost, workflow, and ability to recover revenue when shipments go wrong.

What Matters
EasyPost Insurance
Shipsurance
Cost & Pricing
Pricing model
Flat 1% fee — every carrier, every shipment EP Wins
Variable rates based on carrier, volume, commodity, and claims history
Upfront cost
$0 — fee taken only upon successful claim recovery EP Wins
Quote required; policy issued before coverage begins Gap
Coverage limit
Up to $5K standard; up to $15K with approval EP Wins
Not publicly disclosed Gap
Cost predictability
Fully predictable — scales cleanly with shipment value EP Wins
Varies — rate changes based on claims history and volume Gap
Carrier Coverage
Carrier coverage
All 100+ carriers integrated with EasyPost Shipping API EP Wins
FedEx, UPS, USPS, DHL, Canada Post, select others
Regional carrier support
Full — any carrier in EasyPost network EP Wins
Limited to listed major carriers Gap
International coverage
All international carriers in EasyPost network
Domestic and worldwide shipments Tie
Claims & Automation
USPS claims automation
Fully automated via EasyPost Guard — $0 upfront EP Wins
Manual filing only — form, fax, or mail Gap
FedEx claims support
Partial automation via EasyPost Guard
Manual filing Tie
Claims filing process
Automated identification and submission — no manual work EP Wins
Log in to Management Center, submit form, provide documentation Gap
Claims visibility
Visualize, track, and report on all claims inside EasyPost dashboard EP Wins
Separate Management Center login required Gap
Platform Integration
Platform integration
Native — built into EasyPost, no separate system or login EP Wins
Separate platform; requires additional API integration Gap
Setup required
Activates within existing EasyPost account — no separate contract EP Wins
Separate quote request and coverage certificate required Gap
Reporting & analytics
Built into EasyPost dashboard alongside shipping data EP Wins
Available via separate Management Center Gap
API-first design
Coverage added in the same label API call EP Wins
Separate API calls to a distinct system Gap

What Shipsurance
wasn't built for

Shipsurance works well as a standalone insurance add-on. These are the moments it creates real friction for growing shippers.

Shipsurance
Manual claims drain your ops team

At 15,000+ shipments/month, filing claims manually via form, fax, or the Management Center becomes a significant time sink—and eligible claims go unfiled.

Operational risk
Shipsurance
Variable rates make budgeting a guessing game

Rates tied to carrier, volume, commodity type, and claims history mean your insurance cost can shift—sometimes right when you need cost predictability most.

Cost risk
Shipsurance
Separate system, separate data

Coverage and claims live in a different platform from your labels, tracking, and analytics. Reconciling data across systems adds overhead that compounds at scale.

Visibility risk
The honest bottom line: Shipsurance is a legitimate option for shippers who need standalone insurance and aren't yet on EasyPost. The problem isn't the coverage—it's the operational model. EasyPost includes USPS, UPS, FedEx, and every carrier Shipsurance connects to. You don't give up coverage by switching. You gain automation, cost predictability, and a workflow that doesn't require a second system.

Three steps.
Zero extra systems.

Coverage activates inside the same workflow you use for every shipment today.

01

Activate coverage at the label level

Generate a shipping label through EasyPost and add insurance in the same API call. Coverage applies immediately across all 100+ carrier integrations—no second system, no separate step.

02

Track every insured shipment in one dashboard

Visualize active coverage, claim status, and payout history from inside your EasyPost account. No separate portal, no Management Center login, no reconciling data between tools.

03

Let EasyPost handle the claim

When a package is lost or damaged, EasyPost Guard identifies the eligible shipment and files the claim automatically. For USPS, there is $0 upfront cost—you pay only when a claim is recovered.

The honest answer on
who should use which

The right platform depends on how your shipping stack is built—and whether you want insurance inside it or alongside it.

EasyPost Insurance — If You…
  • Already ship through EasyPost and want coverage without a second system
  • Ship 10,000+ packages/month and can't afford manual claims overhead
  • Want fully predictable insurance cost that scales with shipment value
  • Use USPS and want automated claim recovery at $0 upfront cost
  • Need visibility into coverage and claims inside your shipping dashboard
Shipsurance — If You…
  • Don't use EasyPost and need standalone insurance for major carriers
  • Ship low volume and can manage claims manually without significant burden
  • Primarily ship via Canada Post or carriers outside EasyPost's network
  • Need inbound coverage specifically

Questions skeptical
buyers actually ask

No. Coverage is built into your existing EasyPost account. Once enabled, insurance activates at the label level through the same API call you already use to generate shipments. No separate policy, login, or approval process required.
EasyPost Shipping Insurance covers all carriers and services integrated with the EasyPost Shipping API—more than 100 carriers, including USPS, UPS, FedEx, DHL, and a full bench of regional and same-day carriers.
When you enroll in EasyPost Guard's USPS Claims Automation, EasyPost automatically identifies eligible lost or damaged USPS Ground Advantage, Priority, and Priority Express shipments and files claims on your behalf. There is $0 upfront cost—EasyPost takes an admin fee only when a claim is successfully recovered.
Shipsurance's rates vary based on carrier, shipping volume, commodity type, and claims history—which means your cost can shift over time. EasyPost charges a consistent 1% flat fee regardless of those factors, so your coverage cost is always predictable and easy to account for in your shipping budget.
Ready to move?

Still managing claims
outside your shipping stack?

If your team is filing paperwork, chasing carrier checks, or running insurance out of a separate system—you're leaving money on the table. EasyPost puts coverage and claims automation where they belong.

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