Shipping Platform Comparison · 2026
EasyPost Insurance vs. Shipsurance
Both cover lost and damaged packages. The differences show up in cost predictability, automation, and whether insurance lives inside your shipping stack — or bolted onto it.
$1M+
Recovered from USPS annually
90%
USPS claims approval rate
$0
Upfront cost to enroll
1%
Flat fee — no surprises
Quick Verdict
Two coverage options, two very different stacks.
EasyPost Insurance is built into the platform you already use. Shipsurance is a separate product — with its own login, its own claims process, and its own overhead.
Best for Integrated Operations
EasyPost
Native coverage inside EasyPost — activates at the label level, reports in one dashboard, and automates USPS claims with zero upfront cost.
- Flat 1% fee — predictable every shipment
- All 100+ EasyPost carriers covered
- USPS claims filed automatically via Guard
- Coverage, claims, and tracking in one dashboard
- Up to $5K coverage ($15K with approval)
Best for Standalone Coverage
Shipsurance
A separate shipping insurance platform with discounted coverage for major carriers. Requires its own login and a manual claims process.
- Covers FedEx, UPS, USPS, DHL, Canada Post
- Inbound and outbound coverage
- Variable rates by carrier, volume, and history
- Separate platform and Management Center login
- Manual claims via form, fax, or mail
Side by Side
The full breakdown
Every dimension that affects your cost, workflow, and ability to recover revenue when shipments go wrong.
| Feature | EasyPost | Shipsurance |
|---|---|---|
| Cost & Pricing | ||
| Pricing model | Flat 1% fee — every carrier, every shipment EP Wins | Variable rates based on carrier, volume, commodity, and claims history |
| Upfront cost | $0 — fee taken only upon successful claim recovery EP Wins | Quote required; policy issued before coverage begins |
| Coverage limit | Up to $5K standard; up to $15K with approval EP Wins | ✗ Not publicly disclosed |
| Cost predictability | Fully predictable — scales cleanly with shipment value EP Wins | Varies — rate changes based on claims history and volume |
| Carrier Coverage | ||
| Carrier coverage | All 100+ carriers integrated with the EasyPost Shipping API EP Wins | FedEx, UPS, USPS, DHL, Canada Post, select others |
| Regional carrier support | ✓ Full — any carrier in the EasyPost network EP Wins | Limited to listed major carriers |
| International coverage | ✓ All international carriers in the EasyPost network Tie | ✓ Domestic and worldwide shipments Tie |
| Claims & Automation | ||
| USPS claims automation | ✓ Fully automated via EasyPost Guard — $0 upfront EP Wins | ✗ Manual filing only — form, fax, or mail |
| FedEx claims support | ~ Partial automation via EasyPost Guard Tie | Manual filing Tie |
| Claims filing process | Automated identification and submission — no manual work EP Wins | Log in to Management Center, submit form, provide documentation |
| Claims visibility | Visualize, track, and report on all claims inside the EasyPost dashboard EP Wins | Separate Management Center login required |
| Platform Integration | ||
| Platform integration | Native — built into EasyPost, no separate system or login EP Wins | Separate platform; requires additional API integration |
| Setup required | Activates within your existing EasyPost account — no separate contract EP Wins | Separate quote request and coverage certificate required |
| Reporting & analytics | Built into the EasyPost dashboard alongside shipping data EP Wins | Available via separate Management Center |
| API-first design | ✓ Coverage added in the same label API call EP Wins | Separate API calls to a distinct system |
Where the Gaps Appear
What Shipsurance wasn't built for
Shipsurance works well as a standalone insurance add-on. These are the moments it creates real friction for growing shippers.
Operational Risk
Manual claims drain your ops team
At 15,000+ shipments/month, filing claims manually via form, fax, or the Management Center becomes a significant time sink — and eligible claims go unfiled.
Cost Risk
Variable rates make budgeting a guessing game
Rates tied to carrier, volume, commodity type, and claims history mean your insurance cost can shift — sometimes right when you need cost predictability most.
Visibility Risk
Separate system, separate data
Coverage and claims live in a different platform from your labels, tracking, and analytics. Reconciling data across systems adds overhead that compounds at scale.
An Honest Look
Is Shipsurance still the right call?
The honest bottom line: Shipsurance is a legitimate option for shippers who need standalone insurance and aren't yet on EasyPost. The problem isn't the coverage — it's the operational model. EasyPost includes USPS, UPS, FedEx, and every carrier Shipsurance connects to. You don't give up coverage by switching. You gain automation, cost predictability, and a workflow that doesn't require a second system.
Decision Guide
The honest answer on who should use which
The right platform depends on how your shipping stack is built — and whether you want insurance inside it or alongside it.
EasyPost
EasyPost Insurance — if you…
- ✓Already ship through EasyPost and want coverage without a second system
- ✓Ship 10,000+ packages/month and can't afford manual claims overhead
- ✓Want fully predictable insurance cost that scales with shipment value
- ✓Use USPS and want automated claim recovery at $0 upfront cost
- ✓Need visibility into coverage and claims inside your shipping dashboard
Shipsurance
Shipsurance — if you…
- →Don't use EasyPost and need standalone insurance for major carriers
- →Ship low volume and can manage claims manually without significant burden
- →Primarily ship via Canada Post or carriers outside EasyPost's network
- →Need inbound coverage specifically
FAQ
Questions skeptical buyers actually ask
Does EasyPost Shipping Insurance require a separate contract or account?
No. Coverage is built into your existing EasyPost account. Once enabled, insurance activates at the label level through the same API call you already use to generate shipments. No separate policy, login, or approval process required.
Which carriers and services does EasyPost Shipping Insurance cover?
EasyPost Shipping Insurance covers all carriers and services integrated with the EasyPost Shipping API — more than 100 carriers, including USPS, UPS, FedEx, DHL, and a full bench of regional and same-day carriers.
How does USPS Claims Automation work?
When you enroll in EasyPost Guard's USPS Claims Automation, EasyPost automatically identifies eligible lost or damaged USPS Ground Advantage, Priority, and Priority Express shipments and files claims on your behalf. There is $0 upfront cost — EasyPost takes an admin fee only when a claim is successfully recovered.
How does EasyPost's flat 1% fee compare to Shipsurance's pricing?
Shipsurance's rates vary based on carrier, shipping volume, commodity type, and claims history — which means your cost can shift over time. EasyPost charges a consistent 1% flat fee regardless of those factors, so your coverage cost is always predictable and easy to account for in your shipping budget.
Still managing claims outside your shipping stack?
If your team is filing paperwork, chasing carrier checks, or running insurance out of a separate system — you're leaving money on the table. EasyPost puts coverage and claims automation where they belong.
$100 credit after your first $100 · 100+ carriers · 99.99% uptime · No credit card required
